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Privacy Policy

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Effective Date: 21-07-2025

Website: www.sainiksanchay.org

Operated by: Abhhyam Sainik Sanchay Limited (ASSL), a Nidhi Company registered under the Ministry of Corporate Affairs, Government of India.

1. Introduction

We at Abhhyam Sainik Sanchay Limited ("ASSL", "we", "us", or "our") respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website.

2. Information We Collect

We may collect the following personal and non-personal information:

  • Personal: Full Name, Email Address, Mobile Number, Aadhaar/PAN, Address, DOB
  • Non-Personal: Browser type, IP address, device info, pages visited, session time

3. How We Use Your Information

  • To process membership and saving account applications
  • To manage recurring deposits and loan eligibility
  • For KYC compliance and identity verification
  • To send alerts and statements
  • To provide support and improve services

Note: We do not sell or share your personal data with third-party advertisers.

4. Data Security

  • SSL-secured data transmission
  • Role-based access controls
  • Encrypted forms and secure storage
  • Frequent audits and data backups

5. Cookies Policy

We use cookies to enhance your browsing experience, track preferences, and collect analytics. You can manage cookie settings through your browser preferences.

6. Sharing of Information

Your information may be shared only with:

  • Internal teams for support and services
  • Government regulators if required
  • Trusted partners (e.g., insurance or banking) with your consent

7. Third-Party Links

Our website may include links to external sites like IndianMSME.org. We recommend reviewing their policies independently.

8. Your Rights

  • Right to access and review your data
  • Right to correct inaccurate details
  • Right to delete your data as per law
  • Right to withdraw marketing consent

9. Contact Information

If you have any questions or concerns, reach us at:

10. Policy Updates

This Privacy Policy may be updated from time to time. Any changes will be posted on this page with a revised effective date. Continued use of the site means acceptance of the changes.