Login
Member Registration
Member Registration

About Us

Abhhyam Sainik Sanchay Limited (ASSL)

A Member-Owned Nidhi Company | Saving + Loan + Welfare

OurMission

To empower India’s uniformed forces, working citizens, and small businesses through safe savings, instant credit, and welfare-focused financial services—delivered with trust, transparency, and national pride.

Who We Are

Abhhyam Sainik Sanchay Limited is a Government-registered Nidhi Company (under the Ministry of Corporate Affairs, Govt. of India), working under the provisions of the Companies Act 2013 and Nidhi Rules 2014.

We operate as a “Mutual Benefit Society”, where members save regularly and access credit and insurance-backed benefits—all managed internally for the welfare of our community.

CEO & Founder

Puran Chand Arya

What We Do

  • Recurring Deposit & Saving Plans: Flexible options starting at ₹100/month or ₹1,000/month with up to 8% interest and free term insurance.
  • Loan Facilities: Members can apply for urgent, personal, or electronic loans using 75% of their deposit (G-Money) as a guarantee—no CIBIL check required.
  • SUCY Credit Scheme for MSMEs: A unique model where daily depositors can use their G-Money for 10-day interest-free credit to buy from IndianMSME.org.
  • Welfare Protection for Soldiers & Citizens: Schemes like SSY1000 offer ₹5 lakh insurance coverage along with monthly savings—built to address the real need of ex-gratia support to NOKs (next of kin).

Our Digital Vision

We are building a secure, app-enabled platform where members can:

  • View deposits and statements
  • Apply for loans
  • Track G-Money
  • Nominate beneficiaries
  • Raise service requests digitally

Community-Driven Network

Our nationwide reach is powered by:

  • Sanchay Advisor Members (SAMs)
  • Sainik Sanchay Seva Kendra (SSSK) Franchise Desks
  • We believe in growing together—every member can refer others and earn incentives while spreading financial wellness.

Legal & Regulatory Status

  • Registered under Companies Act, 2013
  • Governed by Nidhi Rules, 2014
  • Regulated by Registrar of Companies (ROC), Government of India
  • CIN, PAN, GST, and Statutory Compliant

Our Core Values

  • Seva (Service) – For our soldiers and citizens
  • Sanchay (Savings) – For financial self-reliance
  • Suraksha (Security) – Through insured deposits & loans
  • Samarpan (Commitment) – To social and national responsibility