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Terms and Conditions

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Effective Date: 21-07-2025

Website: www.sainiksanchay.org

Operated by: Abhhyam Sainik Sanchay Limited (ASSL)

1. Introduction

Welcome to www.sainiksanchay.org (“Website”). By accessing or using this website, you agree to be bound by these Terms and Conditions, our Privacy Policy, and other applicable notices by ASSL, a Nidhi Company registered under the Ministry of Corporate Affairs, Govt. of India.

If you do not agree with any part of these terms, please do not access or use the website.

2. User Eligibility

  • Only Indian citizens aged 18 years and above can use the site.
  • ASSL members with valid KYC can access member-only sections like loan applications.
  • Business users must separately register under the SUCY scheme.

3. Website Use

The site is for informational and member service purposes only. You agree not to:

  • Misuse or gain unauthorized access to portals or admin panels.
  • Disrupt or compromise the website’s performance.
  • Upload false data or impersonate another person.

4. Account Access and Security

  • You are responsible for keeping your credentials confidential.
  • ASSL is not liable for unauthorized access unless system breach is proven.
  • Report suspicious activity to sainiksanchay@gmail.com.

5. Communication Consent

By registering or using the site, you consent to receive:

  • SMS/email alerts for transactions
  • Policy updates and member notifications
  • Occasional promotional content related to ASSL services

6. Intellectual Property

All website content (text, logos, graphics, designs, etc.) is the intellectual property of ASSL and protected under Indian copyright law. Unauthorized use is strictly prohibited.

7. Third-Party Links

Links to portals such as IndianMSME.org or partner banks may appear. ASSL is not responsible for content or policies on external sites.

8. Disclaimer of Liability

  • We strive for accuracy but make no guarantees of completeness.
  • Use of this site is at your own risk.
  • ASSL is not liable for:
    • Technical outages or service delays
    • Misuse of data outside our systems
    • Losses due to incorrect user input

9. Changes to Terms

We may revise these terms at any time. All changes will be reflected on this page with a new effective date. Continued use indicates acceptance.

10. Governing Law

These terms are governed by the laws of India. Legal disputes will fall under the jurisdiction of courts in Delhi, India.

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